CLITHEROE Paul

Occupation:

Executive (founding) Director, ipac securities Limited since 1983
Chairman and Chief Commentator, ‘Money’ Magazine since 2000
Presenter, ‘Money’ segments, since 2002
Host ‘Talking Money’ syndicated radio segments, since 1996
Weekly ‘Money’ newspaper columns appear nationally
Co-Chairman, The Clitheroe Foundation, since 2002

Career:

Host ‘Money’ program, 1993-2001
Vice President, Financial Planning Association, 1992
President, Financial Planning Association, 1993

Publications:

Making Money,
10 Key Steps to Wealth,
How To Be Debt Free,
Investing In Property
Investing in Shares
10 Steps to Financial Success
Savings and Investment
Financial Snakes and Ladders

Education:

BA, UniNSW
FSIA, Securities Institute
CFP, Financial Planning Association

Awards:

Fellow, Securities Institute of Australia
Outstanding Achievement Award, Financial Planning Association
IFA Award, Excellence in Journalism, 1995, 1996, 1997.

COLLIER Berna

Occupation:

Commissioner, Australian Securities and Investments Commission (ASIC), since 2001
Member, ASIXX Advisory Board, since 2001

Career:

Prof. Comm. Law, Fac. of Law QUT,
Director Centre for Comm. and Property Law,
Consultant. Clayton Utz,
former Senior Lecturer Deptartment Business Law RMIT,
w. Minter Ellison Solrs 1988-92, Blake Dawson Waldron Solrs 1986-92;
Director Austalian Prudential Regulation Authority. (APRA) 2001-03

Education:

BA, LLB (Qld), LLM (Melb)

Awards:

Centenary of Federation Medal, 2003

DEANS David

Occupation:

David Deans is Chief Executive of National Seniors Association Ltd, Joint Chief Executive of COTA National Seniors Partnership and Chief Executive Elect of the planned merger between the COTAs and National Seniors.

David is a Director of Later Years Ltd (the forerunner of National Seniors), National Seniors Foundation and National Seniors Productive Ageing Centre.

Prior to 1991, when David was appointed to his current position, he held senior roles in the property industry including membership of the federal government’s Indicative Planning Council for the Housing Industry.

Currently David is a member of many private and public committees focussing on issues related to seniors, such as employment, superannuation, retirement income, housing, health and aged care.

DUNN Craig

Occupation:

Managing Director, AMP Australian Financial Services since 2002
Board Member IFSA, Chair Economics, Savings and Tax Committee

Career:

Managing Director AMP Banking, AMP Ltd, Hd Corp. Strategy AMP Ltd 2000-01, CEO EONCMG Life (Malaysia),
Hd Grp Planning Strategy Colonial Ltd,
General. Manager Group Financial, Financial Projects Manager, former w. KPMG

Education:

BCom, CA

HAWKER Michael

Occupation:

Chief Executive Officer and Managing Director, Insurance Australia Group Limited (formerly NRMA Insurance Group Limited), since 2001

Career:

Group Executive - Business Consumer Banking Aust, NZ and Pac Islands, Westpac Banking Corp. 2001,
Group Executive – Business and Consumer Banking Australia, Westpac, 1997-2001,
Global Head Financial Markets Westpac, 1995-97,
Executive Director, Citibank Internation plc (London), 1992-95,
Deputy Managing Director, Citibank Limited (Australia), 1990-92,
Various roles in Financial Markets with Citibank, 1984-1990,
Secondary school mathematics teacher, 1983

Education:

BSc (Syd.)

Awards:

Insurance CEO of the Year (Australian Banking-Finance mag) 2003
Millennium Banker of the Year (Australian Banking – Finance mag) 2000,
Australian Sports medal, 2000

Associations:

Deputy President Insurance Council of Australia,
Member, Business Council of Australia,
Fellow of Institute of Company Directors,
Senior Assocociate, Australian Institute of Banking and Finance,
Associate, Securities Institute of Australia,
former Chairman, Australian Financial markets Association.

HENRY Elaine

Occupation:

Chief Executive Officer, The Smith Family since 1998

Career:

Director AXA Trustees Ltd (formerly Nat. Mutual Trustees Ltd) 1998-2001, Executive Director NSW Cancer Cl 1985-97, Cl Sec. 1981-85, Lectr Oxf. Brookes Univ. 1980-81; Member. Management Commettee NHMRC Nat. Breast Cancer Centre 1994-98, Cl Aust. Cancer Cl 1988-96; Trustee Nat. Breast Cancer Foundn since 1994, Memb. Bd Aust. Prostate Cancer Res. Foundn 1995-98; Inaug. Chrmn Not For Profit Cl Aust. since 2003, Chair Stronger Families and Communities Ptnrship Cwealth Govt since 2001, Memb. Consultative Forum for Welfare Reform since 2001; Adv. Bd Memb. Children's Educ. and Res. Centre Univ. Newcastle (Ourimbah Campus) since 2002, Bd Memb. Soc. Ventures Aust. since 2002, Aust. Res. Alliance for Children and Youth since 200

Education:

BSc (Hons) (UK)

Awards:

OAM 1994

HUNT Rosanne

Occupation:

Coordinator, Finance First, YWCA NSW

Finance First is an education project designed to provide financial literacy education in a family context and the first to develop curriculum based material for primary school children. The project is being piloted in three NSW schools and was developed by YWCA NSW in partnership with Citigroup with support from the NSW Department of Education and Training.

Career:

Extensive experience in public relations, marketing and community education.
Consultant to variety of community and corporate projects.

Education:

BA Communications, Charles Sturt Univ

KELL Peter

Occupation:

Chief Executive Officer, Australian Consumers’ Association

Career:

Executive Director, Consumer Protection, Australian Securities & Investment Commission (ASIC)
Wide range of consumer and industry organisations in the financial sector

KELLY Kerrie

Occupation:

Chief Executive Officer, Financial Planning Association of Australia Limited

Career:

Executive, Corporate Actions, ASX Perpetual Registrars, 2001-2003,
Nat. Dir Trustee Corps Assn of Aust. 1997-2001,
Dir Nat. Fin. Ind. Training Adv. Bd 1997-99,
Chair NSW Govt Rd Traffic Noise Cttee 1996-97
Dir NSW Roads and Traffic Auth. 1995-97,
Strategy Mgr 1993-95,
Dir K&D Thompson Pty Ltd 1992,
Snr Mgr Retail Banking ANZ Banking Grp Ltd 1990-92,
Gen. Mgr ANZ Executor and Trustee Co. Ltd 1989-90,
Gen. Counsel 1987-89,
Solr M John Kelly & Sons 1983-87, Rigby & Fielding 1979-80;

KENIRY John

Occupation:

Chairman, Ridley Corporation since 1994

Career:

Chairman, Unisearch Ltd
Chairman First Wine Fund Ltd
Director Mikoh Corporation Ltd
Chairman, Sugar Australia Ltd
Dep Chairman, Gardner Smith Pty Ltd
Director, Woolstock Australia Ltd
Exec Director, Goodman Fielder
Chairman, Sydney Markets
Chairman, WoolPoll 2003 Working Party
President, Australian Camber of Commerce and Industry
Chairman, Australian Wine and Brandy Corporation
Director, Autralia and New Zealand Food Authority

Education:

UNSW, Cambridge Univ

Awards:

Centenary Medal, 2003

Award of Merit, Australian Institute of Food Science and Technology, 1999

LEWIS Andre

Occupation:

Director, Industry Support, Australian National Training Authority (ANTA)

Career:

1991 General Manager of the National Training Board
Background in tourism management and marketing

Education:

Bachelor and Masters Educational Administration Univ Qld
Bach Tourism Management, Europe

McFARLANE John

Occupation:

Chairman, Australian Bankers Association, since 1999

Chief Executive Officer, Australia and New Zealand Banking Group Limited, since 1997

Career:

V-Pres. Internat. Monetary Conf.,

Executive Director Standard Chartered plc 1993-97,
Citicorp 1975-93 (Hd Citibank UK 1990-93),
Ford Motor Co. 1969-74,
Non-Exec. Dir Capital Radio plc 1995-98,
The Lon Stock Exchange 1989-91,
Auditing Pracs Bd 1991-97,
Financial. Law Panel 1994-99,
The Securities Association 1989-90,
Cranfield School of Management 1992-96;
Dir Bus. Cl Aust.,

Pres. A'asian Inst. Banking Fin.

Education:

Dumfries Academy, Univ. Edin. (Scotland), Cranfield Sch. Mgmt

Awards:

recipient Centenary of Federation Medal 2003,
Dist. Alumnus Award Cranfield Sch. Mgmt 2003;
Order of British Empire, 1995

OWENS Norman

Occupation:

Chairman and founder, Australian Business Week since 1993

Career:

Managing Director and founder Accounts Receivable Management Services 1975-2001
Nat Pres, Institute of Mercantile Agents, 1987-90

Education:

BA Applied Psychology, Univ NSW
MBA Macquarie Univ
currently studying MPhil, Univ Sydney

Awards:

Medal of the Order of Australia (OAM), 2002
Business Person of the Year, 1999, Parramatta City Chamber of Commerce & Industry
Inaugural recipient of Macq Univ Grad School of Managt Alumni Award 1999
Churchill Fellowship 1994

ROSS Christine

Occupation:

Coordinator, National Indigenous Consumer Strategy

Career:

Lecturer in Education, Murdoch Univ
Manager, NT Dept Education’s Aboriginal and Torres Strait Islander Educators Support Unit
General Manager Central Australian Aboriginal Media Association

Education:

BEd S.Aust., DipT South Australian College of Arts and Education

Awards:

Centenary of Federation Medal, 2003

SMITH Ken
BSW (Hons), MSW (UNSW)

Occupation:

Director-General, Queensland Department of Education and the Arts, since 2002

Career:

Dir-Gen. Dept of Employment and Training 2001-02, Dept of Families Youth and Community Care, Qld 1998-2001, Dir-Gen Disability Svces Qld 1998-2001, Divisional Mgr Community and Econ. Dev. Brisb. City Cl 1997-98, Gen. Mgr Blue Nursing Svce 1996-97, Dir-Gen. Dept Local Govt and Planning Qld 1996, Dir-Gen. Dept Housing Local Govt and Planning 1994-96, Gen. Mgr Housing Svces 1990-94, Dir Min. Health Aboriginal Affairs & Multicultural Affairs Tas. Premier's Dept 1989-90, Dir Asset Mgmt NSW Dept Health 1989, Div. Mgr Housing Svces Dev. NSW Dept Housing 1986-89, Mgr Emergency Accommodation Unit Housing Commsn NSW 1984-86, Reg. Consult. Community Tenancy Scheme NSW Dept Youth & Community Svces 1983-84, Community Soc. Worker 1980-83, concurrent part-time tchg Univ. Syd., UTS, UNSW and Syd. Tech. Coll. 1980-89, Exec. Asst to Chrmn NT Housing Commsn 1979-80, Soc. Worker NT Dept Community Dev. 1979, Nat. Co-ordinator Student Initiatives in Community Health Aust. Med. Students Assn 1977-78

Awards:

Centenary Medal 2003
Adjunct Prof. of Soc. Education. Policy Univ. Qld

Education:

MSW – University of New South Wales

Committees:

Member University of Queensland Senate, Chair Australian Information and Communication Technology Educational Council, Chair, performance Management Review Taskforce, Member, Australian Education Systems Officers Committee, Memb. Nat. Cl of Vocational Educ. and Res., Chair Aviation Aust. Pty Ltd, Chair Nat. Training Statistics Cttee, Memb Qld Studies Auth., Memb. QUT Cl, Memb Qld Educ. and Training Export Bd, Memb. Aust. Bldg Codes Bd, Rental Bond Auth., Chrmn Monte Carlos Pty Ltd, var. State and Nat. Adv. and Working Parties in Housing, Urban Planning, Soc. Welfare and Disability Svces; Memb. Prime Minr's Youth Taskforce, Chair. Standing Cttee of Community Svces and Soc. Security Admors